Campaigns

About Campaigns

What is a Campaign?
At CCD, a Campaign is a request by a Campaigning Institution (CI) for a specific amount of money to purchase precisely delineated goods or services

What is an Institution?
An Institution, or a Campaigning Institution (CI), is an institution that is registered with CCD to post campaigns for donations on the CCD website. Only a registered CI can post a Campaign. Only institutions that qualify to receive deductible contributions by the US IRS can be a registered CI. With CCD, individuals are not able to register to post campaigns – only institutions are able to register to post campaigns.

For example, if a local high school needs $2132.18 for 9 new football helmets, the local high school would be the Institution that has previously registered with CCD and that can post a Campaign to raise the money for the helmets. Of course, the high school football coach may be the Requestor – the person to actually submit a request, but it is through the high schools’ registration into the CCD system that enables the posting of the Campaign.

Generally, only the following types of institutions that qualify to receive deductible contributions as indicated by the US IRS can be a registered CI:

1. A community chest, corporation, trust, fund, or foundation organized or created in or under the laws of the United States, any state, the District of Columbia, or any possession of the United States (including Puerto Rico). It must, however, be organized and operated only for charitable, religious, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Certain organizations that foster national or international amateur sports competition also qualify.
2. War veterans' organizations, including posts, auxiliaries, trusts, or foundations, organized in the United States or any of its possessions (including Puerto Rico).
3. Domestic fraternal societies, orders, and associations operating under the lodge system. (Your contribution to this type of organization is deductible only if it is to be used solely for charitable, religious scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals.)
4. Certain nonprofit cemetery companies or corporations. (Your contribution to this type of organization isn't deductible if it can be used for the care of a specific lot or mausoleum crypt.)
5. Any state, the District of Columbia, a U.S. possession (including Puerto Rico), a political subdivision of a state or U.S. possession, or an Indian tribal government or any of its subdivisions that perform substantial government functions. (Your contribution to this type of organization is deductible only if it is to be used solely for public purposes.)

Who is the Requestor?
The Requestor is the person within the Institution, who is requesting donations.

For example, in the case where the Institution is a high school, the Requestor may be a football coach of the high school, or a band teacher of the high school, or a science teacher of the high school.

Another example, in the case where the Institution is a police department, the Requestor may be a sergeant or a chief of the police department.

What are Goods/Services Required?
The Goods/Services Required are to what the Requestor will spend the money being requested. As noted previously, with CCD’s crowdfunding platform, the CI must precisely delineate the good or services for what they are requesting the specific amount of money.

Again, for example, a high school cannot merely say “we are trying to raise $3000 for football equipment.” At CCD, we feel that if a donor is gracious enough to part with their money, then the CI should additionally say exactly how much money is needed. Therefore, with CCD’s crowdfunding platform, the school would more accurately say something like “we are trying to raise $2132.18 for 9 new football helmets.”

Similarly, a county police department cannot merely say “we are trying to raise $4000 for police training.” With CCD’s crowdfunding platform, the county police department would more accurately say something like “we are trying to raise $3736.22 for offsite officer training for mobile methamphetamine lab identification.”

What is the CCD Fee?
CCD charges a flat service fee of 2.75%, which is applied to each donation. For example, if a donor were to donate $20 towards a high school’s campaign, then the CCD Fee would be 55¢ ($20 x .0275 = $0.55).

It should be noted that CI initially receives the entire donation, and then pays back the CCD Fee. Although this transaction is digital and instantaneous, as provided through the pay portal service provider Stripe, it enables the entire donation to be tax deductible. For example, if a donor were to donate $20 towards a high school’s campaign, the high school would receive the $20 donation and then pay CCD the CCD Fee of 55¢ - all in one instantaneous transaction.

What is the Stripe Fee?
Stripe charges a flat service fee of 2.9% + 30¢ for each donation. For example, if a donor were to donate $20 towards a high school’s campaign, then the Stripe Fee would be 88¢ ($20 x .029 + .30 = $0.88).

It should be noted that CI initially receives the entire donation, and then pays back the Stripe Fee. Again, although this transaction is digital and instantaneous, it enables the entire donation to be tax deductible. For example, if a donor were to donate $20 towards a high school’s campaign, the high school would receive the $20 donation, would then pay CCD the CCD Fee of 55¢ and would pay Stripe the Stripe Fee of 88¢ - all in one instantaneous transaction.

It should be noted that the Stripe Fee listed is the overall fee that Stripe will charge for the campaign. As such, the Stripe Fee will increase as a campaign progresses.

In particular, suppose that a high school’s campaign initially requires a Total Requested amount (described below) to be $2254.66. Now, further suppose that a donor provides a first donation of $50 to the campaign. From this $50 donation, the high school will pay a CCD Fee of $1.38 ($50 x .0257 = $1.38) and will pay a Stripe Fee of $1.75 ($50 x .029 + .30 = $1.75). The high school will retain the remaining $48.87. The retained $48.87 is then subtracted from the initially calculated Total Requested amount of $2254.66, leaving an amount of $2205.79.

However, the Stripe Fee is 2.95% PLUS 30¢ per donation. Accordingly, to account for the additional 30¢ per donation fee, a new 30¢ is added to the Total Requested amount after each donation. Similarly, a new 30¢ is added to the Stripe Fee after each donation.

What is the Total Requested?
The Total Requested is the total requested amount of money that includes the Amount Needed, plus the CCD Fee plus the Stripe Fee.

For example, if the Amount Needed for a high school to purchase 9 football helmets is $2132.18, then the required CCD Fee would be an additional $58.64 ($2132.18 x .0275 = $58.64). Therefore, the high school would need to collect the additional $58.64 to cover the CCD Fee.

This would mean that the school needs to collect $2190.82 to cover the purchase of the 9 football helmets and the CCD Fee ($2132.18 + $58.64 = $2190.82).

Further, if the school needs to collect $2190.82 to cover the purchase of the 9 football helmets and the CCD Fee, then the required Stripe Fee would be an additional $63.84 ($2190.82 x .029 + .30 = $63.84). Therefore, the high school would need to collect the additional $63.84 to cover the Stripe Fee.

This would mean that the Total Requested is the amount the school needs to collect to cover the Amount Needed to purchase the 9 football helmets, to cover the CCD Fee and the Stripe Fee ($2132.18 + $58.64 + $63.84= $2254.66).

As discussed above, the Stripe Fee listed is the overall fee that Stripe will charge for the campaign. As such, the Stripe Fee will increase as a campaign progresses.

In particular, suppose again that a high school’s campaign, initially requires a Total Requested amount to be $2254.66. Now, further suppose that a donor provides a first donation of $50 to the campaign. From this $50 donation, the high school will pay a CCD Fee of $1.38 ($50 x .0257 = $1.38) and will pay a Stripe Fee of $1.75 ($50 x .029 + .30 = $1.75). The high school will retain the remaining $48.87. The retained $48.87 is then subtracted from the initially calculated Total Requested amount of $2254.66, leaving an amount of $2205.79.

However, the Stripe Fee is 2.95% PLUS 30¢ per donation. Accordingly, to account for the additional 30¢ per donation fee, a new 30¢ is added to the Total Requested amount after each donation.

What is the Remaining Amount?
The Remaining Amount is the difference between the total received donations and the total amount of money that is needed for the CI to cover the Total Requested.

For example, suppose that a high school’s campaign requires a Total Requested amount to be $2254.66 and that the campaign as received $1575.00 in total donations. As such, the Remaining Amount would be $679.66 ($2254.66 - $1575.00 = $679.66).